Author Archives: Scott

www.USBank.com/InternetBanking – US Bank Credit Card Online Payment

To make your US bank credit card online payment, go to www.usbank.com/internetbanking.

USBank is a major bank in the United States, headquartered in Minneapolis, Minnesota. It is the sixth largest retail bank in the US by depositor base, and has more than 3000 branches distributed over 24 states in the US. The bank offers a full range of financial services to its customers, including savings and checking accounts, credit cards, mortgages, auto loans, home equity loans, and personal lines of credit.

USBank credit cards are exclusively Visa cards, and their rewards cards are especially popular with customers. The FlexPerk Cash Rewards Visa card is especially popular, because it offers 1% cash back on all purchases, and no annual fee. It also includes Extended Warranty Coverage, which doubles the manufacturer’s warranty up to one year, as well as Free Collision/Damage Insurance, which allows you to waive the collision insurance when you rent a car. To better serve their customers, USBank also offers free USBank Internet Banking so that customers can view and download their transaction history, check their balances, and view and print their statements online.

Before you can access your account online, you must first enroll your card account. To do this, go to the USbank internet banking website at the following link, and then find the “Enroll” link near the bottom of the screen. Click on that link, and you will be directed to the enrollment page. To enroll a credit card, choose the Personal Accounts option, then click on the “US Bank Internet Banking Terms and Conditions” link to view the terms and conditions before proceeding. You will not be allowed to proceed until you have viewed the terms and conditions. Once you have finished viewing the Terms and Conditions, click on the “Enroll Now” button, and then choose the “I do not have a US Bank checking or savings account” option, and then the “I have a US Bank Credit Card, Premier Line or CreditLine”. Option, then click “Continue”. On the next screen, you will be prompted to enter your Card Number, the 3-digit Signature Panel Code on the back of your card, the card expiry date, and the zip code of your billing address. Finally, you must enter the last 4 digits of your social security number, and then click the “Submit” button. On the next page, you must choose a Personal ID and a Password, as well as specify the questions and answers which will be required if you forget your password. Once that is done, the enrollment process is complete.

To log into your credit card account, go to usbank.com/internetbanking, and click on the Internet Banking button on the upper right hand corner of the website, then enter your Personal ID and Password to access it. You will be able to view your account balance, a history of the recent transactions, view or print the statements, as well as pay your bill online.

Website for making US Bank credit card online payment: www.usbank.com/internetbanking.

www.Zoomin.com – Unlimited FREE Online Photo Storage

Get unlimited free online photo storage at www.zoomin.com, the Zoomin digital photo printing online shop.

Www.zoomin.com is an online photo printing store which also offers unlimited photo storage on-line service for free. The Zoomin online photo service web site is operated by an India-based company. But their free photo storage on-line service is available to internet users from all over the world. Consumers can also order photo prints, customized gifts and other photography related products such as camera and photo books at this online store. But they can only deliver to addresses in 4 countries including India, US, Canada and UK. To make a purchase at this site, you have to pay in US dollars or Indian Rupee because only these two currencies are accepted on this site right now.

To use the free online photo hosting service, you have to sign up for a zoomin account first. The registration process is quite simple. You need to give a username, give a valid email address, create a password for your zoomin account, agree to their terms of service and click on the blue button “Join ZoomIn”. If you like, you can also opt in for their occasional newsletter. You’re your new account has been confirmed, you can sign in to your Zoomin account and enjoy all the benefits for Zoomin members. Like I said above, you don’t need to pay money to join ZoomIn, but it will cost you if you order merchandise on the site.

By storing your photos on this site, you can share them with your friends and family. If you are members of online social communities such as Facebook, Picasa, and Flickr, you can transfer your photos easily onto your personal pages.

Before uploading your photos to this website, you may want to ask yourself: “Is zoomin.com safe?” I think it is good to be precautious. If you are new to an online photo storage site, you should always make sure that your priceless photos are safe there unless you only use their services for photo backup purposes. I think it is a good idea to backup multiple copies of your photos in multiple places.

If you enjoy taking pictures and using your photos in innovative and creative ways, you will also enjoy zoomin, a comprehensive online photo website. Unlike many others of this kind, this site offers many ways to turn your photographs into great gifts. For instance, you can pay them to print your photos onto mugs, calendars, “T” shirts, greeting cards and so on. You can create photo greeting cards on Italian paper with a large selection of colorful graphics in multiple styles and formats. Individualization has never been this easy! If you want, you can incorporate your photos into hard-cover books which can be sent to your friends as gifts. Of course, you can also keep them for yourself.

In summary, zoomin.com is a web site for people who need an online place to backup their photos for free and those who want to print their photos out or make personalized gifts from their photos.

Website: http://www.zoomin.com

www.EnchantedLearning.com – Educational Site for Kids

Visit the Enchanted Learning website, an educational site for kids, at www.enchantedlearning.com.

Looking for online learning sites for kids? Here is one for you: enchantedlearning.com. This kids’ educational web site is operated by Enchanted Learning, LLC, a company with a mailing address at Mercer Island, WA, USA. They can also be reached by calling this phone number: 1-206-232-4880. This company has been in business for 17 years. It was co-founded by Mitchell Spector and Jeananda Col in 1993. And two years later, the enchanted learning website was launched. Right now this company is dedicated to generating and publishing K-12 educational material on the internet.

Their website presents a variety of educational information. Some of them are free to view for every visitor, but most of them are only available to subscribed members. Even though it is a learning site for kids, only people aged 18 years old or older can subscribe to it. They have two subscription plans. One is for individual users and the other is for schools. The price for the single school subscription is $125 per year. But if you are a parent subscribing for your kids or a teacher subscribing for your class, you may be eligible to use the individual subscription plan which is only $20 per year. Both subscriptions are yearly and you cannot subscribe monthly.

The subscribed members can reach all information provided on their 25,000+ pages. A broad range of subjects and topics are covered on this site. For instance, the popular topics on this site include Dinosaurs, Astronomy, Biomes, Animals and many more. On different pages, kids can learn different things. If you want to teach your kids who the first man who walked on the moon is, you may visit the “Explorer” page at http://www.enchantedlearning.com/explorers/. If you are from the US and want to your kids to read learn information about the 50 US states, you may like the “US states” page where you can also print out US states maps and flags. In addition, you can also find many preschool and kindergarten activities and crafts for kids listed on this website. At this site, members can study their curriculum online and also print out images and books for use offline.

Overall, this is a learning website for children where parents and teachers can feel safe about their children or students being on. Because the site is designed for kids, the navigation on this site is easy. With the easy-to-use format, the information presented on it should be very helpful for people who are teaching their children. Using many activity pages found on this learning site, parents are able to educate their kids even when they’re not in school. Another benefit to learning online using this website is that parents can also get a jump start on familiarizing their children with the computer. I think the importance of this enchanted learning website is to provide parents and teachers with useful tools to teach children all of the things that they need to know in a fun way.

To learn more about the Enchanted Learning program for kids, visit http://www.enchantedlearning.com, an educational site for kids.

Is Points2Shop a Scam?

Is points2shop a scam? Here are some things you must know about www.points2shop.com


Points2shop.com review:
Www.points2shop.com is a GPT website where its members can earn free rewards online by taking offers, playing games or referring others to join the community. If this is the first time you have come across a “GPT” site, you may be wondering what GPT stands for. GPT means “get paid to”. GPT web sites provide offers for people to take and get paid. The incentives provided at GPT sites are usually cash and prizes.


Is points2shop for real?
If you want to answer this question, you must know how it works and why they can reward people to take offers. Like many other GPT sites, this site is just a middle man between companies who provide those offers and individual users like you and me. Those companies pay them to find people to try their products or services and in turn Points2shop shares part of their revenue with its members who have taken those offers.

How to earn rewards on www.points2shop.com?
In general, there are 3 ways to get rewards on this site. You can take free or paid offers to earn rewards. For example, if you like taking paid surveys, you should sign up with the Opinion Outpost survey panel. Once your application is approved, you can earn 35 rewards points which will be accumulated in your account. Another way to earn rewards points is to play games. This is great for people who enjoy competitive fun. To check out their games, visit the “Compete” section where you can choose from 5 games to play including Racing, Shooting Gallery, Number Limbo, TriPeaks Solitaire and Jungle Tower 2. If you would like to make some money on this web site, you should refer your friends to join the point 2 shop community. Currently, they only accept members from US, UK and Canada. For US people, they have a 3 tiered referral program.

How to redeem points2shop rewards points?
The points2shop rewards points can be used to buy items at Amazon.com. 100 points equals to $1 amazon.com credit. For instance, if you want to buy a kindle ($139), you will need 13,900 points. Right now at this site, you don’t have the option to convert the rewards points into cash. Unlike Swagbucks, Points 2 Shop doesn’t allow you to redeem rewards points for Amazon gift cards. But the cash you earned on the site can be paid in check or other online payment methods including Paypal, Alertpay, e-gold and Liberty Reserve. In addition, the points2shop cash can be cashed out as e-gift certificates which can be sent to your email directly.

Points2shop Tips:
1. Create a new email account specifically for taking offers. Don’t use your primary email account, if you want to minimize the risk to be bombarded by tons of spamming emails.

2. Be careful when taking offers which need your credit card information. You don’t need to pay any money or give your credit card information to sign up at Points2shop.com. But some offers they provide may require you to give your credit card number.

3. To know whether they really pay, you should cash out or use your points as soon as possible.

4. Before taking the offer, you should run a quick search on the internet to see how good the company is. That is because you always want your personal information in good hands.

Is Points2Shop a Scam or a legit site?
The Points 2 Shop website isn’t the first or the last of GPT sites. You are not the only person interested in their services. You can compare it with other GPT sites such as Cashcrate, Inboxdollars and MyPoints. To see whether it is a legitimate program, you can search “points2shop scam” in major search engines like google, yahoo or Bing and you can see what other people say about this rewards site. But at the end, you have to make your own judgment.

Visit Points2Shop.com to learn more information…

www.Imagebam.com – Free Picture Hosting

Enjoy the free picture hosting service at www.imagebam.com.

Www.imagebam.com is a very interesting photo sharing website which offers free picture hosting service to its users. This imagebam site is brought to you by Flixya Entertainment, LLC. The default language of the image bam website is English, but it also supports other languages. To set the language according to your preference, you just need to make your selection from the dropdown list found at the bottom of its home page.

As a free image hosting site, it should be extremely useful to individuals who desire to share their snaps with their friends, colleagues and/or peers they share interests with. The site allows its members to connect to multiple social networking communities such as Facebook and Twitter, weblogs and other useful websites including classified ads site like ebay and craigslist, and share their uploaded images through them. For instance, if you need to show the product image on your ebay sale page, you may need to find a free photo hosting site like imagebam. You can upload your product image to the site and then add the link on your ebay ads page. As you may have already known, adding an image on your ads can improve your sales on ebay, craigslist or other e-market places.

Uploading photos or images onto imagebam is easy. You can upload the zip files or image files in JPG, PNG and GIF formats. The image files can be uploaded individually or processed in bulk. To manage your own imagebam gallery, you should create a free account. With a free account, you will get unlimited image uploading and downloading at this site and your images or photos can be stored on it as long as you want. But you should be aware that maximum image file size allowed at this photo sharing site is 4 MB per file. Besides the free photo sharing service, they also provide a paid premium image hosting service. If you don’t like to see advertisements around your photos, you can get a premium membership by paying an annual fee.

Unlike some other photo hosting sites, imagebam.com doesn’t allow you to see other members’ imagebam galleries unless they give you the link to their imagebam galleries. So don’t be surprised if you cannot see other people’s photos on their website.

It may not be as popular as photobucket or tinypic. But it is a free image hosting web site which allows you to host your images online for free and share them online fast. Stop looking around the affordable image hosting plans since you can get all you need for free at imagebam.com. No matter whether you need online photos for socializing, blogging or advertising purposes, you should look into this site. At imagebam.com, you could enjoy most of their benefits for FREE! Isn’t that all you would wish for?

A free picture hosting site: http://www.imagebam.com

www.USBank.com – Today’s USBank Mortgage Rates

Check today’s USBank mortgage rates online at www.usbank.com.

USBank is a major bank with more than 3000 branches located in 24 states in the United States. They offer a large variety of services to their customers, such as checking and savings accounts, credit cards, auto loans, personal lines of credit, home equity loans, and mortgages. If you are currently looking to buy a house, you should get mortgage quotes from 3-5 banks in order to find out about the current market rates for mortgages, and to find the cheapest loan available.

As a guide for potential customers, USBank publishes their daily mortgage rates on their website: www.usbank.com. Several different interest rates are quoted.

The most basic rate is the conforming fixed rate. Conforming mortgages are mortgages for amounts below the Fannie Mae/Freddie Mac 2011 limits. The 2011 limit is $417000 for most areas, and $625000 in AK and HI, which are high cost areas. Most homes will fall below the limit. However, if your home purchase exceeds the limit, you would have to take a jumbo loan. Jumbo loan rates are also listed on the website, and they are usually slightly higher than conforming loans. If you are a veteran, you can also find Veteran Affairs (VA) guaranteed home loan rates on the same site.

The above quoted rates assume a 20% down-payment on the home purchase. If you are unable to pay the 20% down-payment, there are two choices. Firstly, you can pay a lower down-payment if you purchase mortgage insurance, which will increase your mortgage rate and monthly payments. Secondly, you can also apply for a Federal Housing Administration (FHA) loan, which comes with a lower 3.5% down-payment requirement. However, FHA loans are generally meant for low income individuals and meant for the purchase of modest homes, and have a maximum limit that varies depending on the county of the home. In addition, FHA loans are conditioned on an existing income and no recent foreclosures or bankruptcy in the recent past.

Finally, if you intend to sell the home in the near future, you may want to get an adjustable rate mortgage (ARM). An ARM has the advantage of having a guaranteed interest rate for the first 3 to 5 years, but the interest rate may then rise after the guaranteed period depending on the prevailing rates at that time. An ARM is an appropriate rate if you intend to sell the house soon, or if you believe that the interest rate will decline further thereby allowing you to lock in a lower rate later.

Regardless of the mortgage loan type that you choose, you will have to email a USBank loan officer or call 800-365-8544 in order to get your finalized mortgage rate for your particular situation, since the rate offered depends on your credit score, credit history, and income level. Once the rate has been offered, it is usually guaranteed for 3 months.

To learn more information about the mortgage loans offered by US Bank or to view today’s USbank mortgage rates, go to the following web address:
http://www.usbank.com/cgi_w…

www.ART.com – Buy Art Prints Online

Where can you buy art prints online? Check out www.art.com.

Www.art.com is a commercial web site owned and operated by art.com, Inc., an American company based in Emeryville, CA. This company was founded in 1998. After 12 years, it has grown into the largest internet retailer specialized in selling posters, art prints, and other artwork and home décor items. In addition, this company also offers professional custom framing and mounting services.

Often people wonder what the best place to buy art prints online is. They search in Google or other search engines and they find this website and artposters.com. Actually both of these websites belong to the same company. The third web site under its management is www.artistrising.com, which is a site where individuals can find original artwork, fine art, high-quality prints and photography created by a living artist. If you are an artist and need a place to show or sell your artwork, you may also want to look into this artist rising website.

Art.com aims to be the favorite online store of art lovers all over the world. The web site is well-designed. All their items are well-organized and categorized clearly, which makes navigation on the website very easy. Customers can shop products by categories including styles, subjects, artists, product types and collections on this site. If you want to know what the best-selling items are, you should take a look at the “Best Sellers” section. In addition, you can use the user-friendly search function to locate the home décor products you desire. You can search the prints by prices, colors, sizes and shapes. I think all of these are convenient features. For instance, when decorating your living room, you may need a print or poster with a specific color to fit the color theme of your living room. Then you may find the search by color function very convenient and it will save you a lot of time browsing through tons of art prints. So it is not surprising that anybody thinking of doing a spot of decorating will find it an invaluable tool. Overall, shopping at this online store is a snap. These thoughtful features make a tedious shopping task feel like a breeze. With several clicks on your mouse, you should be able to select and order the perfect pieces of artwork and have them delivered right to your door. If you think that purchasing artworks online is too difficult for you, you may change your opinion after viewing this site. No matter where you are, as long as you can go onto the web, you can access this online store.

Www.art.com is a BBB accredited business where you can shop for art prints, posters and many other artworks. To read customers’  reviews or complaints, you probably can take a look of its BBB report.

www.KatyPerry.com/Videos – Katy Perry Videos

Watch Katy Perry Videos on the internet at www.katyperry.com/videos, the Katy Perry official web site.

Katyperry.com is the official website of Katy Perry, an American pop singer who is famous worldwide for her songs “I Kiss a Girl” and “Hot n Cold”. Both singles were released in 2008 in her album One of the Boys. “I Kiss a Girl” is the lead single in that album, and this single gained worldwide attention and charted well. It has topped the Billboard Hot 100 Chart for more than 4 months. It is amazing achievement. If you have never listened to this song, you may want to watch the “I Kiss a Girl” MTV on YouTube.

Katyperry.com is brought to you by Capitol Records. To learn more about Capitol Records, visit its web site at www.capitolrecords.com.

The Kateperry website is a delightful online place to be for her fans. Fans of Kate Perry have many reasons to visit Kateperry’s website. As a fan of hers, you may have known that you can follow her on several major social networking websites such as Twitter, MySpace and Facebook. The links of Kate Perry’s pages on these sites are listed on the top of this web site. For instance, Katy Perry’s twitter page link is http://www.twitter.com/katyperry. On the home page of the Kateperry site, there is also a frame showing the latest tweets of Kate Perry.

 

Information on this website is presented in several sections including “news”, “tour dates”, “music”, “video” and several more. For instance, fans who want to get the latest breaking news on their favorite pop star would probably like to pay a visit to the “News” section. For fans who want to check out the details about her tour schedule, they may want to browes the “Tour Date” section. One of the sections I like best on this site is the “video” section (www.katyperry.com/videos), which lists some of her popular music videos such as “firework”. In the “video” section, fans can also see the video clip of Katy Perry’s firework contest. If you want a chance to be picked to meet your favorite singer, you need to upload a short video clip about fireworks in your own life to Youtube and participate in the contest at http://www.katyperr.com/firework_contest. If you are interested in it, you should read its official rules at this web page.

On this site, I also found the link for a Youtube video for Katy sings “Hot n Cold” with Elmo on Sesame Street. This episode is going to be on air at PBS in the coming Dec., Jan., and March. But if you also want to watch Katy’s Sesame street debut now, you can check it out on Youtube at this link: http://www.youtube.com/watch?v=YHROHJlU_Ng. It is a fun video to watch and also it is interesting to hear the song “Hot n Cold” sung in a different way.

All in all, this site is a must-see site not only for Katy’s loyal fans, but also for people who enjoy music.

Website for watching Katy Perry videos online: http://www.katyperry.com/videos

www.SillyBandz.com – Where to Buy Silly Bandz

Where can I purchase Silly Bandz? See www.sillybandz.com, an online specialty store selling silly bandz (also known as animal rubber bands or silly bands).

Sillybandz.com is an online specialty shop where consumers can shop for silly bandz and related decorating accessories such as SillyBandz Ouchies 4 Girlz, SillyButtons, SillyBandz Cribinerz and the like. This web site is owned and operated by BCP Imports, LLC., an American company with its office physically located in Toledo, Ohio. Besides this website, BCP Imports, LLC. also owns several other sites such as www.silly-bandz.com and www.brainchildproducts.com. The brainchildproducts web site is another online store where they sell Silly Caribinerz, Silicone Bracelets and many other small gifts and accessories.

On http://www.sillybandz.com, they are selling popular products such as Justin Bieber Silly Bandz. This Justin Bieber pack was first introduced in the fall of 2010. If you are a Justin Bieber’s fan, you may like this pack which contains the bands shaped like Justin’s hat, Bieber heart, Singin Justin and many other cute shapes related to this talented artist.

At this sillybandz store, consumers can also select from hundreds of  designs to build their own pack. Just click on the “Build-A-Pack” link on the main page, they will see all the available shapes that they can choose from.

If you have never heard of these products before, you may be interested in knowing the answer to the question: What are Silly Bandz? Simply put, they are nice-looking rubber bands which are worn by kids as bracelets. These special bands are made of silicone rubber and come into different shapes such as animals. That is why they are also known as animal rubber bands. But actually now you can find these rubber bands in almost any shape and some of them are designed for fans of many popular TV shows and celebrities. They are popular kids fashion accessories and they were even featured on Ellen’s show.

Where can you buy them? Now you can find it at many offline or online major retailers such as Amazon.com and Walmart stores. But sometimes the rarest ones may still be difficult to find. If you want to find out what is the hottest product, you may want to shop online at sillybandz.com. To contact their customer service, you can call these phone numbers: 1-800-921-8661 or 1-419-693-5302 during their working hours or write an email to them at info@brainchildproducts.com.

BCP Imports, LLC. also sells other kids fashion accessories such as Silly Slapz watches (www.sillyslapzwatch.com), Nano Watches and RAD Bandz (www.radbandz.com). All these links are available on http://www.sillybandz.com, a specialty online store.

www.BankofAmerica.com/HomeLoans – BOA Mortgage Loan

Www.bankofamerica.com/homeloans is the link for a web site where consumers can learn detailed information on home loans offered by Bank of America.

This site is owned by BOA, a member of FDIC. On this website, visitors can explore all the available BOA home loan options. For consumers who plan to buy a new real estate property, they should look into their mortgage loan options. For existing homeowners who would like to lower their monthly or bi-weekly mortgage payments, they may want to learn about BOA mortgage refinancing options. For people who want to get some cash from their home equity, this bank also offers home equity loans (with fixed interest rates) and lines of credit (with flexible interest rates).

On this page, there are also links for checking the current Bank of America mortgage rates, estimating loan payments by using the calculator and finding solutions for difficulties in home loan payments.

Visitors can find the phone number for BOA customer service, and also use the online locator to find a Bank of America mortgage loan office or a local bank branch. They can also find the link for the BOA mortgage prequalification online application.

So http://www.bankofamerica.com/homeloans is a very informative web page for consumers interested in BOA home loans.